Silver Spring, Ashton and Bethesda real estate and homes for sale in Maryland - The Savercool Team, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email The Savercool Team
Login
Go To Sitemap

Feature Properties


Search All Local Listings








What matters most to our clients are results. And results are what we deliver! Give us a try - you'll be glad you did!

Special Offers
Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

Testimonials
“Many, many thanks for a successful outcome on the sale of my house."
Margaret S., Silver Spring, MD
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Savercool Team is one of The Top Selling Real Estate Experts™
Find Out More >


School Reports
See the nation's top rated reports for Schools in Silver Spring, Ashton and Bethesda >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
George Mason Mortgage, Mike Fegan
Mike offers a range of mortgage options and competitive rates, as well as online tools, to help you find the mortgage that best fits your needs.
Find Out More >
View All Affiliates >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
Welcome to The Savercool Team'sSilver Spring, Ashton and Bethesda Real Estate Website
Welcome to The Savercool Team'sSilver Spring, Ashton and Bethesda Real Estate Website
Welcome to The Savercool Team'sSilver Spring, Ashton and Bethesda Real Estate Website
Welcome to The Savercool Team'sSilver Spring, Ashton and Bethesda Real Estate Website

Welcome and thanks for visiting our website! 

We hope you’ll find our site a great reference for local and regional listings, as well as a great source of valuable real estate information we think you’ll find helpful whether you’re a buyer, seller, investor or just keeping an eye on the market.  

Feel free to search for listings – not just ours – but those of all brokers in the Metropolitan Washington D.C. region or across the country, discover the value of your current home by requesting an up-to-date, no-obligation market analysis or get all the details on a home which just sold on your street! Whatever your motivation, we hope you find our site informational and helpful.  

If you’re planning a move to our area, planning a move within our area, or are planning to sell a home in our area, let us put our local knowledge and proven record of success to work for you. Whatever your need, you deserve the best representation you can get. We can provide it! Make our team a part of your team and we’ll put our personal approach and 40+ years of experience to work for you today! 

- Susan & Dave Savercool and The Savercool Team @ Long & Foster 

 



School Reports in Silver Spring, Ashton and Bethesda, Maryland
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Silver Spring, Ashton and Bethesda 



Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
See More Real Estate Trivia >


Print This Page Send To A Friend


The Savercool Team, REALTOR®, real estate agents and broker for Silver Spring, Ashton and Bethesda, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The Savercool Team
Long & Foster Real Estate Inc.

Direct: 301-476-8721
Office: 301-384-8700
Cell: 301-237-3685
Fax: 301-421-0262
Email: davidsavercool@NUMBER1EXPERT.com

Equal Housing GRI REALTOR


Long & Foster Real Estate Inc. Logo

www.SavercoolTeam.com is brought to you by The Savercool Team
NUMBER1EXPERT™ in real estate for Silver Spring, Ashton and Bethesda, Maryland

Read The Savercool Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.SavercoolTeam.com is brought to you by The Savercool Team

Sitemap