As autumn unfolds and the holiday season approaches, discover a home where timeless elegance meets effortless waterfront living. This beautifully updated 4-bedroom, 2.5-bath residence offers a refined retreat in sought-after Bay Highlands, where clean, swimmable waters and serene views become part of your everyday life. Step outside to your private pier and enjoy mornings spent kayaking, paddleboarding, or taking a refreshing dip right from your backyard. Inside, sophisticated updates and thoughtful details create a seamless blend of comfort and luxury - from the brand-new 2024 kitchen and open-concept living spaces to the inviting stone fireplace perfect for cozy fall evenings. The main-level primary suite offers a spa-like escape with heated floors and a soaking tub, while upstairs, a private deck off one bedroom overlooks tranquil creek views. Outdoors, a spacious stone patio sets the stage for elegant entertaining and unforgettable holiday gatherings by the water. With a new 2023 roof (50-year warranty), Coastal HVAC system (2024), 10KW Wiesmann generator, and more, this home is fully turnkey and designed for peace of mind. Waterfront opportunities in Bay Highlands are rare - and this one delivers the complete package: style, lifestyle, and setting. Make this Annapolis retreat your own before the holidays and experience luxury waterfront living at its finest.